Maryland Programs How It Works Find a Program

Step 1 of 11

Where in Maryland are you buying?

Location determines county limits, Targeted Area treatment and local programs.

Have you owned a principal residence in the last 3 years?

This is the standard MMP first-time buyer lookback.

No Yes

About how much is your household income?

Use combined annual income for adults who will live in the home. We use this only as an initial screening estimate.

How many people will be in the household?

1–2 people 3 or more people

What purchase price are you considering?

What is your approximate credit-score range?

720+ 680–719 640–679 Under 640 / not sure

Do you have student-loan debt?

Yes No

Does either situation apply?

Select any that may fit. These answers can identify specialty programs.

Teacher or qualifying first responder working in Maryland Buyer/co-borrower has a documented disability, or I am guardian/caregiver for an immediate family member with a disability who will live with me Honorably discharged veteran None of these

Are you a qualifying Montgomery County employee?

This only affects MEDPAL and can be skipped if you are not buying in Montgomery County.

Yes / possibly No

When are you hoping to buy?

0–3 months 3–6 months 6–12 months More than a year / just researching

Your potential matches are ready.

Where should we send your results? You’ll also see them on the next screen.

I agree that Homebuyers Hub and its mortgage partner may contact me about my homebuying options by phone, email or text at the information provided. Consent is not a condition of purchase. Message/data rates may apply.

We use your answers to identify programs worth reviewing. This is not a loan application, preapproval or guarantee of program eligibility.

Your results

Programs worth exploring

These are educational matches based on your answers. A lender/program review is still required.

Some Maryland Targeted Areas require the exact property address to determine eligibility. Partial-Targeted counties may produce additional matches after an address review.

Homebuyers Hub

Educational homebuyer program information and a program-matching tool for Maryland buyers.

Explore

Important

Program Disclaimer

© 2026 Homebuyers Hub. Program information is educational and subject to change. Eligibility is determined by the applicable program, lender and underwriting requirements.