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Maryland homebuyer programs and down-payment assistance

Compare statewide Maryland Mortgage Program options, specialty programs and local assistance. Use the finder for a personalized shortlist or browse your jurisdiction below.

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Maryland by county and city

Each page explains statewide programs, local assistance, Targeted Area status and current 2026 program limits.

AlleganyAnne ArundelBaltimore CountyBaltimore CityCalvertCarolineCarrollCecilCharlesDorchesterFrederickGarrettHarfordHowardKentMontgomeryPrince George'sQueen Anne'sSt. Mary'sSomersetTalbotWashingtonWicomicoWorcester
Why location matters: Maryland’s income and purchase-price limits vary by jurisdiction, and some counties are fully or partially designated as Targeted Areas. Targeted Area rules can increase income limits and can expand access to certain products for repeat buyers.