A $15,000 home-purchase grant or up to $20,000 for an eligible purchase-and-renovation transaction.
See If This May Fit MeA $15,000 home-purchase grant or up to $20,000 for an eligible purchase-and-renovation transaction.
Current Baltimore City residents who have lived for at least 12 consecutive months in an eligible area and purchase a primary residence in the grant-eligible area.
Geography: Baltimore City
Grant funds do not have to be repaid. Homeownership counseling, income limits, at least $1,000 in buyer funds and other program rules apply.
Credit, income, property and underwriting requirements apply.
Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.
Use the program summary below as a screening guide, then verify the current program rules for your household, property and mortgage before relying on the assistance.
Assistance: A $15,000 home-purchase grant or up to $20,000 for an eligible purchase-and-renovation transaction.
Buyer profile: Current Baltimore City residents who have lived for at least 12 consecutive months in an eligible area and purchase a primary residence in the grant-eligible area.
Location: Baltimore City.
Repayment or structure: Grant funds do not have to be repaid. Homeownership counseling, income limits, at least $1,000 in buyer funds and other program rules apply.
Credit and underwriting: Credit, income, property and underwriting requirements apply.
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.
Compare Maryland homebuyer programs or use the program finder for a personalized shortlist.
Because this program is location-specific, also review Baltimore City homebuyer programs for local limits, other assistance and statewide options that may apply in the same area.
Answer the finder questions and compare the programs that may fit your location and buyer profile.
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