5% down-payment and closing-cost assistance plus an MMP first-mortgage rate 0.50 percentage point below the standard 1st Time Advantage 5% product.
See If This May Fit Me5% down-payment and closing-cost assistance plus an MMP first-mortgage rate 0.50 percentage point below the standard 1st Time Advantage 5% product.
Eligible first-time buyers working full-time in qualifying Maryland teacher or first-responder positions, including certain relocating workers with qualifying offers.
Geography: Maryland statewide, subject to product-specific property rules.
5% assistance as a 0% deferred second loan, generally due upon sale, refinance or transfer.
MMP and loan-program credit requirements apply.
Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.
Use the program summary below as a screening guide, then verify the current program rules for your household, property and mortgage before relying on the assistance.
Assistance: 5% down-payment and closing-cost assistance plus an MMP first-mortgage rate 0.50 percentage point below the standard 1st Time Advantage 5% product.
Buyer profile: Eligible first-time buyers working full-time in qualifying Maryland teacher or first-responder positions, including certain relocating workers with qualifying offers.
Location: Maryland statewide, subject to product-specific property rules..
Repayment or structure: 5% assistance as a 0% deferred second loan, generally due upon sale, refinance or transfer.
Credit and underwriting: MMP and loan-program credit requirements apply.
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.
Compare Maryland homebuyer programs or use the program finder for a personalized shortlist.
This is a statewide Maryland option, but local programs and limits can still vary. Explore: Anne Arundel County, Baltimore City, Howard County, Montgomery County, Prince George's County and Frederick County.
Answer the finder questions and compare the programs that may fit your location and buyer profile.
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