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First Homes for First Responders and Teachers

5% down-payment and closing-cost assistance plus an MMP first-mortgage rate 0.50 percentage point below the standard 1st Time Advantage 5% product.

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What it can provide

5% down-payment and closing-cost assistance plus an MMP first-mortgage rate 0.50 percentage point below the standard 1st Time Advantage 5% product.

Who it is for

Eligible first-time buyers working full-time in qualifying Maryland teacher or first-responder positions, including certain relocating workers with qualifying offers.

Geography: Maryland statewide, subject to product-specific property rules.

Important terms

5% assistance as a 0% deferred second loan, generally due upon sale, refinance or transfer.

Credit / underwriting

MMP and loan-program credit requirements apply.

Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.

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