Key points to compare
Assistance: Up to $6,000 toward down payment and closing costs for eligible City of Hagerstown purchases.
Buyer profile: Qualified buyers purchasing in Hagerstown who complete required housing counseling and meet income and program requirements.
Location: Washington.
Repayment or structure: Can be combined with eligible Maryland Mortgage Program financing and potentially other assistance. Funding is subject to availability.
Credit and underwriting: Credit, income, property and underwriting requirements apply.
What to verify before you apply
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.