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HomeAbility

A second loan for up to 25% of the purchase price, capped at $45,000, for down payment and closing costs.

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What it can provide

A second loan for up to 25% of the purchase price, capped at $45,000, for down payment and closing costs.

Who it is for

Eligible first-time buyers with a documented disability, or qualifying guardians/main caregivers for an immediate family member with a disability who will live in the home.

Geography: Maryland statewide, subject to product-specific property rules.

Important terms

0% interest deferred second loan; combined financing cannot exceed 105% of the home value. Qualifying income must be at or below 80% AMI.

Credit / underwriting

MMP and conventional underwriting requirements apply.

Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.

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