A second loan for up to 25% of the purchase price, capped at $45,000, for down payment and closing costs.
See If This May Fit MeA second loan for up to 25% of the purchase price, capped at $45,000, for down payment and closing costs.
Eligible first-time buyers with a documented disability, or qualifying guardians/main caregivers for an immediate family member with a disability who will live in the home.
Geography: Maryland statewide, subject to product-specific property rules.
0% interest deferred second loan; combined financing cannot exceed 105% of the home value. Qualifying income must be at or below 80% AMI.
MMP and conventional underwriting requirements apply.
Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.
Use the program summary below as a screening guide, then verify the current program rules for your household, property and mortgage before relying on the assistance.
Assistance: A second loan for up to 25% of the purchase price, capped at $45,000, for down payment and closing costs.
Buyer profile: Eligible first-time buyers with a documented disability, or qualifying guardians/main caregivers for an immediate family member with a disability who will live in the home.
Location: Maryland statewide, subject to product-specific property rules..
Repayment or structure: 0% interest deferred second loan; combined financing cannot exceed 105% of the home value. Qualifying income must be at or below 80% AMI.
Credit and underwriting: MMP and conventional underwriting requirements apply.
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.
Compare Maryland homebuyer programs or use the program finder for a personalized shortlist.
This is a statewide Maryland option, but local programs and limits can still vary. Explore: Anne Arundel County, Baltimore City, Howard County, Montgomery County, Prince George's County and Frederick County.
Answer the finder questions and compare the programs that may fit your location and buyer profile.
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