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MMP 1st Time Advantage 5%

Down-payment assistance equal to 5% of the first mortgage.

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What it can provide

Down-payment assistance equal to 5% of the first mortgage.

Who it is for

Eligible first-time Maryland homebuyers and applicable MMP exceptions.

Geography: Maryland statewide, subject to product-specific property rules.

Important terms

0% deferred second lien; repayment is generally triggered when the first mortgage ends.

Credit / underwriting

Generally 640 minimum, subject to loan type and underwriting.

Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.

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