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MMP 1st Time Advantage Direct

A competitive 30-year fixed MMP first mortgage with no MMP down-payment assistance.

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What it can provide

A competitive 30-year fixed MMP first mortgage with no MMP down-payment assistance.

Who it is for

First-time homebuyers, plus certain MMP exceptions such as qualifying Targeted Area purchases or eligible veterans.

Geography: Maryland statewide, subject to product-specific property rules.

Important terms

No MMP DPA; external assistance may be used when permitted.

Credit / underwriting

Generally 640 minimum under the current MMP product matrix, subject to loan type and underwriting.

Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.

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