5% down-payment and closing-cost assistance with an MMP first mortgage.
See If This May Fit Me5% down-payment and closing-cost assistance with an MMP first mortgage.
Qualified first-time buyers purchasing a property on the active MMP-UPLIFT eligible property list.
Geography: Maryland statewide, subject to product-specific property rules.
5% of the first mortgage as a 0% interest, 30-year deferred second lien.
MMP and loan-program credit requirements apply.
Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.
Use the program summary below as a screening guide, then verify the current program rules for your household, property and mortgage before relying on the assistance.
Assistance: 5% down-payment and closing-cost assistance with an MMP first mortgage.
Buyer profile: Qualified first-time buyers purchasing a property on the active MMP-UPLIFT eligible property list.
Location: Maryland statewide, subject to product-specific property rules..
Repayment or structure: 5% of the first mortgage as a 0% interest, 30-year deferred second lien.
Credit and underwriting: MMP and loan-program credit requirements apply.
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.
Compare Maryland homebuyer programs or use the program finder for a personalized shortlist.
This is a statewide Maryland option, but local programs and limits can still vary. Explore: Anne Arundel County, Baltimore City, Howard County, Montgomery County, Prince George's County and Frederick County.
Answer the finder questions and compare the programs that may fit your location and buyer profile.
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