What it can provide
Up to $50,000 for down payment and closing costs.
Who it is for
Low- to moderate-income first-time buyers purchasing an eligible primary residence in Prince George’s County.
Geography: Prince George's
Important terms
0% deferred second mortgage. No forgiveness during years 1–5, then 10% is forgiven annually during years 6–15 if occupancy requirements are met. Current program page lists an 80% AMI cap and purchase-price limits of $448,000 resale / $485,000 new construction.
Credit / underwriting
Credit, income, property and underwriting requirements apply.
Program availability and rules can change. A match from Homebuyers Hub is an educational screening result, not an approval.
Program details
How to evaluate Pathway to Purchase
Use the program summary below as a screening guide, then verify the current program rules for your household, property and mortgage before relying on the assistance.
Key points to compare
Assistance: Up to $50,000 for down payment and closing costs.
Buyer profile: Low- to moderate-income first-time buyers purchasing an eligible primary residence in Prince George’s County.
Location: Prince George's.
Repayment or structure: 0% deferred second mortgage. No forgiveness during years 1–5, then 10% is forgiven annually during years 6–15 if occupancy requirements are met. Current program page lists an 80% AMI cap and purchase-price limits of $448,000 resale / $485,000 new construction.
Credit and underwriting: Credit, income, property and underwriting requirements apply.
What to verify before you apply
Before choosing a program, confirm current funding or reservation availability, household-income rules, purchase-price limits, occupancy requirements, property eligibility and the mortgage products that can be paired with the assistance.
Also verify whether first-time homebuyer status is required, what borrower funds must come from you, whether homebuyer education is required and when any second loan or grant would become repayable.
Those details can change by program and can affect which option provides the best fit for a specific transaction.
Related Maryland homebuyer resources
Compare Maryland homebuyer programs or use the program finder for a personalized shortlist.
Because this program is location-specific, also review Prince George's County homebuyer programs for local limits, other assistance and statewide options that may apply in the same area.
Want a personalized program shortlist?
Answer the finder questions and compare the programs that may fit your location and buyer profile.
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