Virginia homebuyer resources

Virginia down-payment assistance

Compare Virginia Housing grants, Plus Second financing and Virginia DHCD/local assistance that may reduce cash needed to buy.

Find Virginia Programs I May Qualify For

DPA Grant

Virginia Housing's DPA Grant is a true grant for eligible buyers using qualifying bond FHA or conventional financing.

Plus Second Mortgage

The Plus Second Mortgage is repayable financing that can cover the required down payment and, for some credit-qualified borrowers, additional closing costs.

Virginia DHCD

State DHCD assistance is delivered through approved local providers and can provide deferred purchase assistance for eligible first-time buyers.