Virginia homebuyer resources

Virginia first-time homebuyer programs

Explore Virginia Housing grants, bond loans, DHCD assistance and local programs for first-time buyers.

Find Virginia Programs I May Qualify For

Virginia Housing

Virginia Housing offers conventional, FHA, VA and RHS/USDA purchase loans plus DPA and closing-cost grants for eligible buyers. Many bond/grant options use a three-year first-time-buyer test.

Local assistance

Cities and counties may have additional assistance with separate income, property and funding rules.