Conventional
Virginia Housing conventional loans can require as little as 3% down and may pair with Plus Second; eligible bond conventional loans can pair with the DPA Grant.
Virginia homebuyer resources
Virginia Housing home loan options
Learn how Virginia Housing conventional, FHA, VA and USDA/RHS purchase loans can pair with grants, Plus Second financing and SPARC.
Find Virginia Programs I May Qualify ForFHA
Virginia Housing FHA options may permit credit scores as low as 620 and can pair with Plus Second or, for eligible bond loans, the DPA Grant.
VA and RHS/USDA
Eligible bond VA and RHS loans can pair with the Closing Cost Assistance Grant.