Find homebuyer programs you may qualify for.
Answer a few questions and discover Maryland down-payment assistance, first-time homebuyer programs, specialty mortgage options and local programs that may fit your situation.
A simpler way to understand your options.
Homebuyers Hub organizes complicated program rules into a guided path built around your location and buyer profile.
Tell us where you’re buying
Choose your Maryland county or Baltimore City so the finder can include statewide and local programs.
Answer eligibility questions
First-time status, income, household size, credit range, student debt, occupation and other factors help narrow the match.
See potential matches
Get program names, potential benefits and the key rules that matter before a lender confirms eligibility.
More than one kind of assistance.
The best fit depends on the buyer. Maryland currently offers percentage-based DPA, fixed-dollar assistance, student-debt payoff help, disability-focused financing and occupation-specific options.
MMP 1st Time Advantage 5%
Potential down-payment and closing-cost assistance equal to 5% of the first mortgage for eligible first-time buyers.
HomeStart
Potential assistance equal to 6% of the first mortgage for qualifying buyers at or below 50% AMI.
Maryland SmartBuy 3.0
Potential student-loan payoff assistance for eligible buyers who meet SmartBuy requirements.
See which programs may fit you.
The finder takes only a few minutes and keeps the important program information on Homebuyers Hub.